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What is a Recorded Statement and am I Required to Do One?

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What is a Recorded Statement?

A recorded statement is a question and answer interview conducted by an insurance adjuster. The answers provided are later used to create a written document for your case. This statement can be taken over the telephone or in person at the adjuster’s office. A recorded statement is usually given by your insurance adjuster. Typically, adjusters will call after an accident involving more than one person.

How Can a Recorded Statement Affect My Case?

You may think there is no danger in having an unguarded conversation with your own insurer, but your carrier may be on the hook for the damages and be looking for a way to reduce the claim. At PereGonza The Attorneys, we will gladly sit with you throughout your conversation and ensure it goes smoothly. While speaking to anyone, it is important that details are specific and consistent to avoid being discredited as a witness. For these reasons, it’s important to contact a Miami personal injury attorney.

Is it Necessary to Give a Recorded Statement?

With your own insurance company, a clause in the policy may state that you must cooperate with ongoing investigations. However, insurance companies do not tell you that it may not be necessary to give your statement right away, in some instances. At PereGonza The Attorneys, we advise that it is best to consult with a personal injury attorney first and ideally to have them present on the call. Our Miami lawyers will review your statements to ensure you are not accidentally admitting fault or otherwise speculating about the cause of the accident. Additionally, our legal council will tell you that it is best to avoid claim adjuster or other insurance representative, apart from your own.

If you have been involved in an accident and require legal advice, please fill out your information below to set up a free consultation with one of our Miami personal injury attorneys.

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