The Importance of Comprehensive Insurance.
Comprehensive insurance coverage covers your vehicle in the unfortunate event that your car is damaged or involved in a crash after it was stolen. At PereGonza The Attorneys, our lawyers have found that comprehensive coverage is super important, especially in Miami. Since comprehensive insurance coverage is an add-on, if you choose not to purchase it, you will not receive any compensation related to car theft. Comprehensive insurance coverage will cover damages to your stolen vehicle, and cover the Actual Cash Value of your vehicle. In most cases, Actual Cash Value, or ACV, is given to the insured if their vehicle is not found.
Comprehensive insurance coverage is extremely helpful when included in your car insurance policy. Our experienced Miami accident lawyers have seen the importance and necessity of comprehensive insurance coverage. If you do not have comprehensive coverage and your vehicle is in fact stolen there is almost nothing you can do to cover your vehicles damages.
What to Do When Your Car Is Stolen.
Once you’re sure your car has been stolen you should call the police immediately and report it stolen. Once you have notified the police and filed a police report, you should call your insurance company. At PereGonza The Attorneys, our Miami accident lawyers have seen first hand how difficult insurance companies can be. For this reason, our Miami accident lawyers recommend you give your insurance provider the information they need A.S.A.P.
It is also important to keep in mind that many people commit fraud by falsely reporting a vehicle stolen. People do this to collect money from the insurance company. Especially in Miami, the accident lawyers at PereGonza The Attorneys see this very often. More often than not, if you report your car stolen, your insurance company will run your credit. This is to figure out if you are in debt, and to rule out that you have falsely reported your car stolen to collect the insurance money. If your vehicle really was stolen then you have nothing to worry about.
At PereGonza The Attorneys, our Miami accident lawyers strive to get our clients the best possible outcome. If your stolen vehicle sustained damages or was in an accident fill out the information below for a free consultation.