Recent data has shown that 13% of drivers in the United States do not operate their vehicles under insurance coverage. Unfortunately, Florida is now the state with the highest percentage of uninsured of drivers and sits at roughly 26.7%. This poses a big risk to drivers that are insured because in the event of a crash with an at-fault uninsured driver, he/she will not have insurance to cover the insured driver’s potential injuries and/or damages. If you are in Miami, a Miami Personal and Auto Insurance Claim Lawyer will be crucial in these situations.
According to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) and the Florida Integrated Report Exchange System (FIRES), Miami-Dade County has had the most car accidents of any other county in Florida each year topping 65,000 crashes in 2017. Fortunately, there is a simple way to avoid a potential heartache and headache after a car accident with an uninsured driver.
Most reputable insurance companies sell an extra coverage called an Uninsured Motorist Insurance Coverage. As one may infer, this added coverage makes sure your own insurance covers all the damages that the at-fault uninsured driver may have imposed. While it may seem like another added monthly expense, in a city with such a high rate of car accidents, it is very much worth your consideration.
If you have been in a crash with an at-fault uninsured driver, an experienced Miami Personal Injury and Auto Insurance Claim Lawyer will be able to assist you in pursuing an auto insurance claim to cover all your damages and even medical expenses in the case of severe accidents. A Miami Personal Injury and Auto Insurance Claim Lawyer’s expertise and resources will guarantee that you are compensated fairly.
Article by: Pedro Albino